The recent movements in the mortgage market have left many homebuyers and borrowers wondering if rates have finally reached a plateau. While experts differ on the exact trajectory, there are indicators suggesting that we may be nearing a bottom. Inflation data indicate a potential pause in the pace of rises. Additionally, market conditions have
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The global financial landscape remains dynamic, prompting intense debate about strategies to mitigate future crises. Stricter lending practices, characterized by more rigorous scrutiny of borrowers and stringent loan conditions, have been put forward as a potential solution. Proponents argue that such measures can curb excessive risk-taking by f